Trucking Insurance Is a Requirement
If you run a trucking company in Louisville, or if you are an owner-operator of a truck, you must have trucking insurance that meets Kentucky and often federal requirements. The type and amount of trucking insurance you carry depends on multiple factors:
Without the appropriate insurance, your business — no matter what size it is — could go under after a bad accident. If you’re caught operating without the minimum required insurance, you are in violation of the law.
Truck Drivers and Trucking Companies Have Many Insurance Needs
Every trucking company is unique, so your insurance needs can vary widely with your business model. However, every truck must have primary liability to start, just like business delivery vans or sales vehicles carry. This protects you if someone else is injured in an accident, so their medical care and related expenses don’t come out of your pocket after what is usually a lengthy legal process.
Other types of insurance you may need or may be required to have include:
We Can Tailor Trucking Insurance to Your Business
Our independent agents have many trucking insurance products, so we can customize a policy to your business. Our personalized service philosophy means we take the time to learn about your trucking business in Louisville first, so you don’t wind up with gaps in your coverage.
To learn more or to start a policy, call Old Kentucky Insurance at 502-451-8800. Or reach out online any time at your convenience.