You Must Carry Trucking Insurance to Operate Legally
No matter what size trucking company you operate in Shelbyville — even if you are an owner-operator — you must carry trucking insurance. Requirements for trucking insurance vary, depending on Kentucky state and sometimes federal regulations. When you take out a trucking insurance policy, we’ll ask about:
It’s against the law to operate a truck without at least the minimum insurance. And if you or one of your drivers are in an accident, damages could come out of your pocket, which could cause you to close your doors.
There Are Many Types of Trucking Insurance to Protect You
Your business model determines the type of trucking insurance you carry. But every truck must have at least primary liability, just like your personal vehicle or smaller vehicles used for business deliveries and customer visits. Primary liability is coverage for another party or parties injured in an accident to cover their medical care and similar expenses, so you won’t be sued for them.
You may also need to or elect to purchase other types of trucking insurance:
We Can Tailor Trucking Insurance to Your Business
Because your trucking business is unique, you don’t want cookie cutter coverage. Instead, our independent agents use their huge menu of trucking insurance products to tailor a policy to you. We pride ourselves on personalized service that leaves customers less vulnerable to coverage gaps.
If you’re ready to start a policy or learn more about trucking insurance, we’re here to help. Call Old Kentucky Insurance today at 502-451-8800. Or feel free to get in touch online using our convenient contact form.